Credit and Habit

CitiPersonal card

Citi Diamond Preferred Credit Card

Low intro APR on balance transfers for months Low intro APR on purchases for months Citi Flex Pay $0 Annual Fee

AT A GLANCE

Credit card overview

Card categories

  • Rewards

What you get

Rewards and benefits

  • Low intro APR on balance transfers for months Low intro APR on purchases for months Citi Flex Pay $0 Annual Fee

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Citi makes every lending decision.

Earning rates, caps and exclusions
Low intro APR on balance transfers for months Low intro APR on purchases for months Citi Flex Pay $0 Annual Fee
Balance transfers and fees
Intro balance transfer fee Intro APR on balance transfers Balance transfer fee after intro rate expires Low intro fee on balance transfers within first 4 months of account opening
Authorized users and fees
No Authorized User fee

Recorded from Citi’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Citi Diamond Preferred Credit Card

  1. Confirm the ongoing annual fee on the issuer’s current pricing disclosure before estimating net rewards.
  2. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

Read the full application checklist →See how it fits your spending in Find My Card →

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