PenFed Pathfinder Rewards® Visa Signature® Card

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. PenFed Credit Union makes every lending decision.

Redemption options and restrictions

You can redeem points for travel, merchandise, and gift cards. Points expire 5 years from the end of the month in which they are earned. Points will be redeemed on first-earned, first-spent basis. Redeem rewards — your way Points expire five years from the date earned.

Bonus eligibility and restrictions

You can earn points simply by using your PenFed Pathfinder Rewards® Visa Signature® card for all your purchases. All purchases earn points. You will earn additional rewards points for each dollar of eligible purchases in travel categories charged on your PenFed Pathfinder Rewards® Visa Signature® card. Honors Advantage members will earn an additional 2.5X points bonus on travel category purchases on top of their current points (for a total of points per dollar on travel category purchases). All other cardholders will earn points bonus on travel category purchases on top of their current points (for a total of points per dollar on travel category purchases). You will earn additional rewards points for each dollar of eligible purchases in dining categories charged on your PenFed Pathfinder Rewards® Visa Signature® card. Honors Advantage members will earn an additional points bonus on dining category purchases on top of their current points (for a total of points per dollar on dining category purchases). All other cardholders will earn .5X points bonus on dining category purchases on top of their current points (for a total of points per dollar on dining category purchases). To be eligible to participate in the Honors Advantage program, you must qualify through either A. Military service of the primary (active duty, reserve, or retired) or B. Ownership of any existing open or newly established PenFed Credit Union checking account product. (PenCheck Limited accounts are NOT eligible). Member must be primary owner on both credit card and checking account to receive Honors Advantage bonus rewards. Once either of these options are noted, your rewards will automatically rise.

Statement credits and enrollment

Enjoy a $120 statement credit towards Global Entry or $85 credit towards TSA PreCheck® every 4 years when you charge either program’s fee to your PenFed Pathfinder® card. See details . Receive statement credits up to $100 per calendar year toward incidental air travel fees such as baggage fees, flight-change fees, in-flight food and beverage purchases, airport lounge day-passes and more. See details . Statement credit $120 credit for purchases of Global Entry or $85 TSA PreCheck®. Up to $100 credit for domestic ancillary travel fees.

Lounge access and guest rules

Access over 1,200 VIP lounges worldwide with a complimentary annual Priority Pass Select membership, with an accompanying guest. Lounge visit fees apply. See details . Priority Pass Lounge Membership

Membership, location and eligibility

PenFed membership and credit approval required.

Recorded from PenFed Credit Union’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.