The Home Depot Consumer Credit Card

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Citi makes every lending decision.

Earning rates, caps and exclusions

The Home Depot ® Consumer Credit Card offers special financing for purchases of $299 or more. You may also get up to 24 months financing during special promotions.

Annual fee and first-year pricing

$0 Annual fee

Purchase APR

The Home Depot ® Consumer Credit Card Pricing Details With credit approval for qualifying purchases made on The Home Depot ® Consumer Credit Card. APR: %. Minimum interest charge: $ . See card agreement for details including APR applicable to you.

Introductory APR and duration

Enjoy no interest with if paid in full within promotional period 1 on qualifying purchases with The Home Depot ® Consumer Credit Card.

Balance transfers and fees

6 months everyday credit offer is subject to change without notice; see store for details.

Grace period

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.

Redemption options and restrictions

1-Year Hassle-Free Returns credited back to your The Home Depot Credit Card 2 . Up to 24-Month Financing 1 during Special Promotions throughout the year.

Authorized users and fees

Security and protection 24-hour fraud protection Citi will alert you if we see unusual activity on your account.

Card network

The Home Depot Credit Card can only be used at The Home Depot stores or homedepot.com .

Recorded from Citi’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.