CitiPersonal card
Save up to $100 today on your qualifying purchase Earn Perks 4X faster when you use your card Flexible monthly payments No Annual Fee
AT A GLANCE
What you get
How it earns
Earn Perks 4X Faster when you join Pro Xtra,register and use your card.
Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.
What it costs
The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Citi makes every lending decision.
Recorded from Citi’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
Your call
Read the full application checklist →See how it fits your spending in Find My Card →
Keep comparing
Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.
Why it stands outEARN MILES Earn on all other travel and every day purchases 2x miles on hotel stays when booked with the hotel. * 2x miles on dining including eligible delivery services. * 1x…
Welcome offer
up to 80,000 bonus milesafter qualifying activities. *
Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.
Why it stands out$ statement credit after qualifying purchases AT&T Bill Discounts with qualifying activities No foreign transaction fees No Annual Fee
Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.
Why it stands outLow intro APR on balance transfers for months Low intro APR on purchases for months Citi Flex Pay $0 Annual Fee
CREDIT AND HABIT
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