What you get
Rewards and benefits
How it earns
Earn Bean Bucks everywhere you shop 5% at L.L.Bean, 2% at restaurants, and 1% on purchases everywhere else. Cardmembers earn Bean Bucks on every purchase including 5% at L.L.Bean, 2% at restaurants, and 1% for all other purchases. Use Bean Bucks to make purchases at L.L.Bean. No annual fee Rewards Earn Bean Bucks everywhere you shop 5%at L.L.Bean,2%at restaurants,1%all other purchases Cardmember Offers Cardmembers may receive exclusive offers Earn Bean Bucks at L.L.Bean and everywhere Mastercard is accepted 5% at L.L.Bean, 2% at restaurants, 1% all other purchases. 1 Bean Buck = $1 savings on your future L.L.Bean purchases
- Get 20% off today upon approval Earn Bean Bucks Free shipping and returns No Annual Fee
Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.
What it costs
Fees, rates and terms
Annual fee$0
Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.
The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Citi makes every lending decision.
- Annual fee and first-year pricing
- No annual fee
- Purchase APR
- the APR for purchases and the APR for balance transfers is % - % based on your creditworthiness
- Balance transfers and fees
- The balance transfer fee is % of each transaction, minimum $ ,
- Cash advances and fees
- the APR for cash advances is %. These APRs will vary with the market based on Prime Rate. The Minimum Interest Charge is $ . The cash advance fee is % of each transaction; minimum $ .
- Foreign transaction fee
- the transaction fee for foreign purchases is % of each purchase transaction in U.S. dollars.
Recorded from Citi’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.