Credit and Habit

ChasePersonal card

World of Hyatt Credit Card

Turn purchases into free nights by earning up to 9X total points per $1 at Hyatt hotels and resorts. Plus, get 1 free night and 5 tier qualifying nights credits toward status each year just for being a cardmember.

AT A GLANCE

Credit card overview

Welcome offer

up to 60,000 Bonus Points30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months of account opening and up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent

Card categories

  • Travel

What you get

Rewards and benefits

How it earns

Earn unlimited 2X Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from airlines, on local transit and commuting (taxis, mass transit, tolls, parking, ride-share), and on fitness club & gym memberships. Turn purchases into free nights by earning up to 9X total points per $1 at Hyatt hotels and resorts. Plus, get 1 free night and 5 tier qualifying nights credits toward status each year just for being a cardmember.

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$95
Purchase APRAPR 19.49%–27.99% variable APR.
Foreign transaction feeNo foreign transaction fees
Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Chase makes every lending decision.

Annual fee and first-year pricing
ANNUAL FEE $95.
Redemption options and restrictions
Plus, earn 1 Bonus Point per $1 spent on all other purchases. Points don't expire as long as your World of Hyatt Credit Card account is open.
Bonus eligibility and restrictions
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months. 30,000 Bonus Points After You Spend $3,000 On Purchases In The First 3 Months From Account Opening: The credit card is not available to either (i) current Cardmembers of this credit card, or (ii) previous Card members of this credit card who received a new Card member bonus for this credit card within the last 24 months. To qualify for and receive your 30,000 Bonus Points, you must make Purchases totaling $3,000 or more during the first 3 months from account opening. Purchases are when you, or an authorized user, use a card to make purchases of products and services; however, the following types of transactions won't count: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. After qualifying, please allow 6-8 weeks for your Bonus Points to post to your World of Hyatt account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Chase is not responsible for offer fulfillment. If your account is not open for at least 6 months, Hyatt and Chase reserve the right to deduct the Bonus Points from your World of Hyatt account. All World of Hyatt terms and conditions apply and are available at worldofhyatt.com/terms .
Membership, location and eligibility
5 World of Hyatt Tier-Qualifying Night Credits Each Calendar Year: You, as the primary cardmember, will receive 5 World of Hyatt Tier-Qualifying Night credits in your World of Hyatt account within 8 weeks of your World of Hyatt Credit Card account open date. Every calendar year after your first year, you will receive 5 Tier-Qualifying Night credits within 8 weeks of January 1. To qualify for the 5 World of Hyatt Tier-Qualifying Night credits each January, your World of Hyatt Credit Card account must be open and not in default and you must be a member in good standing with the World of Hyatt program. World of Hyatt Tier-Qualifying Night credits are valid from the date of issuance through December 31st of the same calendar year. An authorized user will not receive the 5 World of Hyatt Tier-Qualifying Night Credits. World of Hyatt Tier-Qualifying Night credits will apply to achieving World of Hyatt status and milestone benefits applicable to Tier-Qualifying Night requirements (as outlined in the program terms). The 5 Tier-Qualifying Nights earned are not Free Night Awards. Chase is not responsible for offer fulfillment or the provision of or failure to provide the stated benefits and services.

Recorded from Chase’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the World of Hyatt Credit Card

  1. This card records an annual fee. Compare the value of benefits you will genuinely use against that recurring cost and a no-fee alternative.
  2. For travel rewards, test the redemption you would actually book. Portal restrictions, transfer availability and taxes can change the value of points.
  3. Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
  4. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

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