Credit and Habit

ChasePersonal card

United Quest Card

$200 United travel credit, annual 10,000-mile award flight discount, 2 free checked bags, and Group 2 priority boarding.

AT A GLANCE

Credit card overview

Welcome offer

up to 90,000 bonus milesafter qualifying activities + 500 Premier qualifying points (PQP) after your first purchase

Card categories

  • Travel

What you get

Rewards and benefits

How it earns

10x total miles on eligible United flights - 6x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 4x miles on entire United purchase with United Quest Card. Mileage earning differs for Basic Economy or base option tickets. Premier members earn even more. * 4x miles on all other eligible United purchases *

  • $200 United travel credit, annual 10,000-mile award flight discount, 2 free checked bags, and Group 2 priority boarding.
  • Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS when charged to your card. * Receive up to $150 back in statement credits each anniversary year on hotel…

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$350
Purchase APRAPR 19.99 %– 28.49 % variable APR.
Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Chase makes every lending decision.

Annual fee and first-year pricing
ANNUAL FEE $350
Foreign transaction fee
Purchases made with your Quest Card outside the U.S. will not be subject to foreign transaction fees. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
Bonus eligibility and restrictions
This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months. 10,000 Bonus Miles After You Add An Authorized User In The First 3 Months From Account Opening: This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 10,000 bonus miles after your addition of an authorized user to your account during the first 3 months from account opening. 10,000 bonus miles will only be awarded once, for the first authorized user added to your account regardless of how many total authorized users you add to your account. After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default, and authorized user must be on your account at the time of fulfillment. These miles do not count toward Premier status. If your account is not open for at least 6 months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, the 10,000 bonus miles, which will post directly to your MileagePlus account and not appear on your credit card statement.
Statement credits and enrollment
Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS when charged to your card. * Receive up to $150 back in statement credits each anniversary year on hotel accommodations when you prepay directly through Renowned Hotels and Resorts with your United Quest℠ Card. * Up to $150 in credits for Renowned Hotels and Resorts for United Cardmembers Receive up to $150 back in statement credits each anniversary year on hotel accommodations when you prepay directly through Renowned Hotels and Resorts with your United Quest Card. * Enroll to receive up to $100 back as statement credits each calendar year on rideshare purchases when paying with your United Quest Card: up to $8 back as a statement credit each month from January through November and up to $12 back for the month of December. Yearly opt-in is required. *
Purchase protection and extended warranty
Specific limitations apply to New York residents: Auto Rental Coverage – inside the United States coverage is secondary to your personal automobile insurance. Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection – coverage period is 90 days from the date of purchase.

Recorded from Chase’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the United Quest Card

  1. This card records an annual fee. Compare the value of benefits you will genuinely use against that recurring cost and a no-fee alternative.
  2. For travel rewards, test the redemption you would actually book. Portal restrictions, transfer availability and taxes can change the value of points.
  3. Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
  4. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

Keep comparing

Similar cards

Delta SkyMiles® Blue American Express Card — issuer card design

Delta SkyMiles® Blue American Express Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outEarn 2 miles for every dollar spent on eligible purchases made directly with Delta. Enjoy more than just your meal when you dine including takeout and delivery in the U.S.-…

Rewards focus: Travel

Welcome offer

10,000 bonus milesafter spending $1,000 in eligible purchases on your new Card in the first 6 months of Card Membership.

Annual fee$0
Delta SkyMiles® Gold American Express Card — issuer card design

Delta SkyMiles® Gold American Express Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outEarn 1 Mile per dollar spent on all other eligible purchases. Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn 2X Miles at U.S.…

Rewards focus: Travel

Welcome offer

As high as 80,000 bonus milesafter spending $2,000 on your new Card in the first 6 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$150
Delta SkyMiles® Platinum American Express Card — issuer card design

Delta SkyMiles® Platinum American Express Card

Advertised credit profile: Issuer determines eligibility; no minimum score published in the reviewed source.

Why it stands outEarn 3X Miles on purchases made directly with hotels. Earn 1X per dollar spent on all other eligible purchases. When you earn 3X Miles on Delta flights and Delta Vacations, one…

Rewards focus: Travel

Welcome offer

As high as 90,000 bonus milesafter spending $3,000 on your new Card in the first 6 months. Apply to find your offer; welcome offers vary and you may not be eligible.

Annual fee$350