Annual fee$150
Purchase APRAPR 19.49 %– 27.99 % variable APR.
Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.
The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Chase makes every lending decision.
- Annual fee and first-year pricing
- ANNUAL FEE $150
- Foreign transaction fee
- You will pay no foreign transaction fees when you use your card for purchases made outside the United States. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
- Redemption options and restrictions
- When you redeem points for a consecutive four-night IHG hotel stay, you can receive a fourth Reward Night free redeemable at that same hotel during that same stay. * IHG ONE REWARDS PROGRAM INFORMATION Points accrued and awards issued are subject to the terms and conditions of the IHG One Rewards program. For complete terms and conditions of the IHG One Rewards program, including all redemption values, please visit ihg.com/terms . Terms and conditions of the IHG One Rewards program may be modified and services and benefits may be added or deleted at any time without notice to Cardmembers. Individuals whose request for a credit card are not approved will not be enrolled in the IHG One Rewards program through this offer, although existing IHG One Rewards memberships will not be affected. Additional authorized users will not be enrolled in the IHG One Rewards program as a result of this offer. IHG One Rewards points awarded through the use of the authorized user’s card will only be credited to the Primary Cardmember’s IHG One Rewards account. Review the IHG One Rewards Privacy Statement at ihg.com/terms .
- Statement credits and enrollment
- Get a $100 statement credit when you spend at least $250 on flights purchased directly with the airline each calendar year through 12/31/27. * NEW! $100 Airline Statement Credit - When you spend at least $250 on flights purchased directly with the airline each calendar year through 12/31/27. * Receive a statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS when charged to your card. * Up to $120 Global Entry, TSA PreCheck or NEXUS fee credit - Receive a statement credit of up to $120 every four years for the application fee of Global Entry, TSA PreCheck or NEXUS when charged to your card. *
- Purchase protection and extended warranty
- Specific limitations apply to New York residents: Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection – coverage period is 90 days from the date of purchase. Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item., Trip Cancellation and Interruption Insurance If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $5,000 per covered traveler and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
- Membership, location and eligibility
- Instacart Receive a monthly $10 Instacart credit, up to $120 annually, plus a complimentary 3-month Instacart+ membership. * Service fees and terms apply. Membership auto-renews at $99/yr. Active Instacart+ membership is required to receive your $10 monthly credit. Benefits end 12/31/27. *
Recorded from Chase’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
