Credit and Habit

ChasePersonal card

Iberia Visa Signature Credit Card

Take your dream vacation getaway sooner In addition to the bonus, cardmembers earn 3 Avios for every $1 spent on Iberia, British Airways, and Aer Lingus flight purchases, 2 Avios for every $1 spent on hotel accommodations when purchased directly with the hotel. Earn 1 Avios for every $1 spent on all other purchases. Terms apply.

AT A GLANCE

Credit card overview

Welcome offer

75,000 Bonus AviosEarn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening. *

Card categories

  • Travel

What you get

Rewards and benefits

  • AT A GLANCE Take your dream vacation getaway sooner In addition to the bonus, cardmembers earn 3 Avios for every $1 spent on Iberia, British Airways, and Aer Lingus flight purchases, and 2 Avios for every $1 spent on stays booked directly…
  • Take your dream vacation getaway sooner In addition to the bonus, cardmembers earn 3 Avios for every $1 spent on Iberia, British Airways, and Aer Lingus flight purchases, 2 Avios for every $1 spent on hotel accommodations when purchased…
  • Earn a discount voucher of $1,000 to use toward two tickets on the same Iberia flight for each calendar year you make purchases of $30,000 on your card.

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$95
Purchase APRAPR 19.49 %– 27.99 % variable APR.
Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Chase makes every lending decision.

Earning rates, caps and exclusions
AT A GLANCE Take your dream vacation getaway sooner In addition to the bonus, cardmembers earn 3 Avios for every $1 spent on Iberia, British Airways, and Aer Lingus flight purchases, and 2 Avios for every $1 spent on stays booked directly with the hotel. Earn 1 Avios for every $1 spent on all other purchases. * Terms apply.
Annual fee and first-year pricing
ANNUAL FEE $95
Introductory APR and duration
APR 19.49 Min. of (7.00+12.49) and 29.99 %– 27.99 Min. of (7.00+20.99) and 29.99 % variable APR. †
Foreign transaction fee
NO FOREIGN TRANSACTION FEES No foreign transaction fees
Statement credits and enrollment
Earn a discount voucher of $1,000 to use toward two tickets on the same Iberia flight for each calendar year you make purchases of $30,000 on your card.
Travel benefits and restrictions
Get a 10% discount on Iberia flights
Travel insurance and coverage limits
Baggage Delay Insurance Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Purchase protection and extended warranty
Specific limitations apply to New York residents: Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection – coverage period is 90 days from the date of purchase. Baggage Delay Insurance Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours. Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item., Lost Luggage Reimbursement Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip., Extended Warranty Protection Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Membership, location and eligibility
IBERIA CLUB PROGRAM You must be a member of the Iberia Club program. If you are not already a Member, you will be enrolled automatically if you are approved for the Iberia Visa card. Avios accumulated through the Iberia Visa card will be transferred to your Iberia Club account; however, Avios reported on your monthly statement from Chase may not post into your Iberia Club account if you change your Iberia Club address to one outside of the US. Avios earned with the Iberia Visa card will not be credited toward Iberia Club tier level progression or retention. For rules and regulations of the Iberia Club program, please visit iberia.com . Redemption of Avios for travel is solely the responsibility of Iberia. British Airways, Alaska Airlines, American Airlines, Aer Lingus, Cathay Pacific, Finnair, Iberia, Japan Airlines, LEVEL, Malaysia Airlines, Qantas, Qatar Airways, Royal Jordanian, and Royal Air Maroc are trademarks of their respective companies.
Other conditions
Earn Up to $10 Off Quarterly on DoorDash Non-Restaurant Orders: Once you have activated your Iberia Visa Signature ® Card DashPass membership, you will receive a $10 off discount each calendar quarter at checkout on one qualifying non-restaurant order on DoorDash as long as you remain enrolled in a DashPass membership.

Recorded from Chase’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Iberia Visa Signature Credit Card

  1. This card records an annual fee. Compare the value of benefits you will genuinely use against that recurring cost and a no-fee alternative.
  2. For travel rewards, test the redemption you would actually book. Portal restrictions, transfer availability and taxes can change the value of points.
  3. Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
  4. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

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