Credit and Habit

ChasePersonal card

Air Canada Aeroplan Card

Enjoy automatic Aeroplan Elite Status. Earn up to 5X total points on purchases made directly with Air Canada and 3X points on travel purchases. Plus, up to $100 in annual Air Canada statement credits.

AT A GLANCE

Credit card overview

Welcome offer

up to 115,000 bonus pointsEarn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. * Plus, 40,000 bonus points after you spend $20,000 on purchases in the first 12 months. *

Card categories

  • Travel

What you get

Rewards and benefits

How it earns

AT A GLANCE Enjoy automatic Aeroplan Elite Status. Earn up to 5X total points on purchases made directly with Air Canada and 3X points on travel purchases. * Plus, up to $100 in annual Air Canada statement credits. *

  • Earn up to 5X total points on purchases made directly with Air Canada and 3X points on travel purchases. * Plus, up to $100 in annual Air Canada statement credits. * Global Entry or TSA PreCheck or NEXUS Fee Credit Receive a statement credit…

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$195
Purchase APRAPR 19.99 %– 28.49 % variable APR.
Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Chase makes every lending decision.

Annual fee and first-year pricing
ANNUAL FEE $195
Foreign transaction fee
No foreign transaction fees Pay no foreign transaction fees when you use your card for purchases made outside the United States.
Redemption options and restrictions
The Rewards you want for travel and beyond Redeem your points for flight rewards with Air Canada and Aeroplan's 45+ partner airlines to more than 1,300 destinations worldwide. * Redeem for hotels, car rentals and more. Aeroplan points can get you a whole range of great benefits beyond flights. You can redeem points for hotels (over 300,000 worldwide), car rentals (over 11,000 worldwide), Air Canada Vacation packages, gift cards, and much more. Pay Yourself Back * We've made it easy to turn your recent travel, dining, grocery store, and gas station purchases into a statement credit. It’s up to you how you want to redeem your Aeroplan Points. Just select your eligible transactions that posted to your account within the last 90 days to redeem. Use Aeroplan Points With Pay Yourself Back: Aeroplan Points may be redeemed for a statement credit using Pay Yourself Back toward eligible purchases made with your Chase Air Canada Aeroplan card within 90 days from the purchase date. Categories, including promotional categories, eligible merchants, and purchase transaction eligibility may change from time to time. Redemption values will be shown on the transaction page prior to redemption. Redemption values may be changed at any time. We may apply a maximum amount of points you can use with Aeroplan points redemption with Pay Yourself Back from time to time. Statement credits will post to the card account within 3 business days of a request to redeem and will appear on the monthly Chase credit card billing statement within 6 to 8 weeks. Statement credits will reduce your balance, but you are still required to make at least your minimum monthly payment. Chase reserves the right to determine which purchases qualify for a statement credit. Only Aeroplan Points earned under the Aeroplan Program, the Air Canada Aeroplan Card, and Chase Ultimate Rewards can be used for Chase Pay Yourself Back. Points converted from other programs are not eligible. For information about Chase rewards categories, see chase.com/RewardsCategoryFAQs . If Aeroplan determines, in its sole discretion based on its data, that you have redeemed ineligible Aeroplan Points, Aeroplan reserves the right to reverse your point redemption or freeze your Aeroplan Membership account. You will be responsible for any balance on your credit card account resulting from a reversal.
Bonus eligibility and restrictions
This credit card is not available to either (i) current cardmembers of the Chase Aeroplan Card, or (ii) previous cardmembers of the Chase Aeroplan Card who received a new cardmember bonus for this credit card within the last 24 months. This credit card is available to you if you do not have the Chase Air Canada Aeroplan Card or previous versions and have not received a new cardmember bonus for the Chase Air Canada Aeroplan Card or previous versions in the past 24 months.
Statement credits and enrollment
Earn up to 5X total points on purchases made directly with Air Canada and 3X points on travel purchases. * Plus, up to $100 in annual Air Canada statement credits. * Global Entry or TSA PreCheck or NEXUS Fee Credit Receive a statement credit of up to $120 every 4 years as a reimbursement for the application fee charged to your Aeroplan Card. * Global Entry or TSA PreCheck or NEXUS Application Fee Statement Credit You will receive one statement credit every four years (up to $120) after the first program (either Global Entry or TSA PreCheck or NEXUS) application fee is charged to your Chase Air Canada Aeroplan Card, by you or an authorized user. This benefit applies only to the Global Entry, TSA PreCheck or NEXUS programs, other Trusted Traveler Programs are not eligible. Only purchases made directly with the U.S. Department of Homeland Security, eligible partner listed on ttp.cbp.dhs.gov/ , or authorized enrollment providers featured on tsa.gov/precheck website are eligible for reimbursement. Purchases made through any third parties, such as travel agencies or application assistance services, are not eligible for reimbursement. The statement credit will appear on your credit card billing statement within 1-2 billing cycles. You are responsible for payment of all charges until the statement credit posts to the account. Chase has no control or liability regarding these programs including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA or DHS. For more information about the Global Entry, TSA PreCheck and NEXUS programs, including application details and full terms and conditions, go to ttp.cbp.dhs.gov/ . Websites and other information provided by government agencies are not within Chase's control and may not be available in Spanish. To receive statement credits, your account must be open and not in default at the time of fulfillment. TSA PreCheck is a registered trademark and is used with the permission of the U.S. Department of Homeland Security. Up to $100 in Air Canada statement credits *
Purchase protection and extended warranty
Specific limitations apply to New York residents: Purchase Protection - coverage period is 90 days from the date of purchase.

Recorded from Chase’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Air Canada Aeroplan Card

  1. This card records an annual fee. Compare the value of benefits you will genuinely use against that recurring cost and a no-fee alternative.
  2. For travel rewards, test the redemption you would actually book. Portal restrictions, transfer availability and taxes can change the value of points.
  3. Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
  4. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

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