What you get
Rewards and benefits
How it earns
Housing rewards: up to 1.25X; Bilt partner restaurants: up to 4X; Choose Dining or Grocery (Grocery up to 25K/yr): Not included; Hotels (Booked on Bilt Travel Portal): 3X; Flights (Booked on Bilt Travel Portal): 2X; Other travel: 1X; Other everyday purchases: 1X
- 1X on other eligible everyday purchases; 3X on Bilt Travel hotels and 2X on Bilt Travel flights.
- Annual Bilt Travel Hotel Credit**: Not included
Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.
What it costs
Fees, rates and terms
Annual fee$0
Foreign transaction feeNo foreign transaction fees.
Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.
The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Column N.A. (Bilt) makes every lending decision.
- Annual fee and first-year pricing
- Annual fee: $0
- Statement credits and enrollment
- Annual Bilt Travel Hotel Credit**: Not included
- Lounge access and guest rules
- Priority Pass membership (Worth $469 per year): Not included
- Card network
- Mastercard; issued by Column N.A., Member FDIC. Cardless services the card.
- Other conditions
- Housing-only rewards: eligible everyday spending of 25%, 50%, 75%, or 100% of housing payments earns 0.5X, 0.75X, 1X, or 1.25X housing points respectively. Below 25%, earn 250 points. Flexible Bilt Cash is an alternative rewards option; Bilt Cash is distinct from transferable Bilt Points.
Recorded from Column N.A. (Bilt)’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
