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- Annual fee and first-year pricing
- Annual Fee : $0 introductory annual fee for the first year, then $150.
- Foreign transaction fee
- No Foreign Transaction Fees There are no fees on foreign transactions made with your Hilton Honors American Express Surpass Card. Car Rental Loss & Damage Insurance Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage. Global Assist Hotline Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply. Baggage Insurance Plan Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
- Redemption options and restrictions
- Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your card in a calendar year. ‡
- Statement credits and enrollment
- Get up to $50 in statement credits each quarter for purchases made directly with a property credit in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That’s up to $200 in statement credits annually. $200 Hilton Credit: Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass Card. That's up to $200 in statement credits annually.
- Travel benefits and restrictions
- Earn an upgrade to Hilton Honors Diamond status through the end of the following calendar year after you spend $40,000 in eligible purchases on your Card in a calendar year. With Diamond status, you can enjoy benefits like a 100% Points earning Bonus on stays, space-available room upgrades and executive lounge access at select properties, and more. ‡ Benefit Details Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year. With Hilton Honors Diamond status, enjoy benefits like: a 100% Bonus on all Base Points you earn on every stay, premium Wi-Fi at select properties, daily food & beverage credit at select brands in the U.S. and complimentary continental breakfast at select brands outside of the U.S., space-available room upgrades at select properties, and executive lounge access at select properties. ‡
- Travel insurance and coverage limits
- Car Rental Loss and Damage Insurance: Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage. Baggage Insurance Plan: Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
- Purchase protection and extended warranty
- Why is it that as soon as a Manufacturer's Warranty runs out, something always seem to happen? Use your Eligible Card for Covered Purchases and you can have warranty protection for longer. Extended Warranty matches the Original Manufacturer's Warranty for up to one additional year when you use your Eligible Card. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.* *Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
- Lounge access and guest rules
- Earn an upgrade to Hilton Honors Diamond status through the end of the following calendar year after you spend $40,000 in eligible purchases on your Card in a calendar year. With Diamond status, you can enjoy benefits like a 100% Points earning Bonus on stays, space-available room upgrades and executive lounge access at select properties, and more. Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year. With Hilton Honors Diamond status, enjoy benefits like: a 100% Bonus on all Base Points you earn on every stay, premium Wi-Fi at select properties, daily food & beverage credit at select brands in the U.S. and complimentary continental breakfast at select brands outside of the U.S., space-available room upgrades at select properties, and executive lounge access at select properties.
Recorded from American Express’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.
