Credit and Habit

American ExpressPersonal card

Hilton Honors American Express Aspire Card

Earn 14X Hilton Honors Bonus Points on purchases made directly with Hotels and Resorts within the Hilton portfolio while enjoying complimentary Diamond Status. Terms Apply.

AT A GLANCE

Credit card overview

Welcome offer

150,000 bonus Hilton Honors pointsafter spending $6,000 in purchases in the first 6 months of Card Membership.

Card categories

  • Travel

What you get

Rewards and benefits

How it earns

Card Members can earn 3x Points on all other eligible purchases. Card Members can earn 3X Points on all other eligible purchases. Card Members can earn 7x Points on purchases at U.S. Restaurants. Card Members can earn 14x Points on purchases made directly with hotels and resorts within the Hilton Portfolio.

  • Earn 14X Hilton Honors Bonus Points on purchases made directly with Hotels and Resorts within the Hilton portfolio while enjoying complimentary Diamond Status.
  • Enjoy up to $200 in statement credits semi-annually, for up to $400 back per year, on eligible purchases made directly with participating Hilton Resorts using your Hilton Honors American Express Aspire Card. Get up to $50 in statement…

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$550
Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. American Express makes every lending decision.

Annual fee and first-year pricing
Annual Fee : $550
Foreign transaction fee
The Hilton Honors American Express Aspire Card does not have foreign transaction fees. Enjoy every trip abroad with no foreign transaction fees from American Express with the Hilton Honors American Express Aspire Card. ‡¤
Statement credits and enrollment
Enjoy up to $200 in statement credits semi-annually, for up to $400 back per year, on eligible purchases made directly with participating Hilton Resorts using your Hilton Honors American Express Aspire Card. Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline, through AmexTravel.com, or through the Amex Travel App™ using your Hilton Honors American Express Aspire Card. CLEAR+ helps get you to your gate faster by using your face to verify you are you at 60+ airports nationwide. You can cover the cost of a CLEAR+ Membership with up to $219 in statement credits per calendar year after you pay for CLEAR+ with your Hilton Honors American Express Aspire Card. Excluding any applicable taxes and fees. Subject to auto-renewal.
Travel benefits and restrictions
Enjoy complimentary Diamond status with your Card. Diamond status gives you a 100% Bonus on Base Points you earn on every stay, Premium Wi-Fi and space-available room upgrades at select properties, executive lounge access at select properties, and more. ‡ Enjoy up to $200 in statement credits semi-annually, for up to $400 back per year, on eligible purchases made directly with participating Hilton Resorts using your Hilton Honors American Express Aspire Card. ‡ Enjoy an Annual Free Night Reward from Hilton Honors in your first year of Card Membership and every year upon Card renewal. ‡ Plus, each calendar year, you can earn a Free Night Reward after you spend $30,000 in purchases on your Card and earn another Free Night Reward after you spend an additional $30,000 in purchases on your Card. ‡ Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline, through AmexTravel.com, or through the Amex Travel App™ using your Hilton Honors American Express Aspire Card. ‡ CLEAR+ helps get you to your gate faster by using your face to verify you are you at 60+ airports nationwide. You can cover the cost of a CLEAR+ Membership 1 with up to $219 in statement credits per calendar year after you pay for CLEAR+ with your Hilton Honors American Express Aspire Card. ‡ 1 Excluding any applicable taxes and fees. Subject to auto-renewal.
Travel insurance and coverage limits
Baggage Insurance Plan: Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to a combined maximum of $3,000 for checked and carry-on Baggage, which includes up to $2,000 for checked Baggage and up to $1,000 for any High Risk Items such as jewelry and electronics, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip. Please read important exclusions and restrictions. Trip Cancellation and Interruption Insurance: Despite our best efforts, sometimes things happen that are out of our control. If you purchase a round trip entirely with your Eligible Card and a covered reason cancels or interrupts your trip, Trip Cancellation and Interruption Insurance‡ can help reimburse your non-refundable expenses purchased with the same Eligible Card, up to $10,000 per trip and up to $20,000 per Eligible Card per 12 consecutive month period. Terms, conditions and limitations apply.* *Coverage is provided by New Hampshire Insurance Company, an AIG Company. Trip Delay Insurance: Booking the trip is easy. Avoiding delays is next to impossible. If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 6 hours, Trip Delay Insurance can help reimburse certain additional expenses purchased with your same Eligible Card, up to $500 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period. Terms, conditions and limitations apply.* *Coverage is provided by New Hampshire Insurance Company, an AIG Company. Car Rental Loss and Damage Insurance: Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Purchase protection and extended warranty
Why is it that as soon as a Manufacturer's Warranty runs out, something always seem to happen? Use your Eligible Card for Covered Purchases and you can have warranty protection for longer. Extended Warranty matches the Original Manufacturer's Warranty for up to one additional year when you use your Eligible Card. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions*. *Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
Lounge access and guest rules
Enjoy complimentary Diamond status with your Card. Diamond status gives you a 100% Bonus on Base Points you earn on every stay, Premium Wi-Fi and space-available room upgrades at select properties, executive lounge access at select properties, and more.

Recorded from American Express’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Hilton Honors American Express Aspire Card

  1. This card records an annual fee. Compare the value of benefits you will genuinely use against that recurring cost and a no-fee alternative.
  2. For travel rewards, test the redemption you would actually book. Portal restrictions, transfer availability and taxes can change the value of points.
  3. Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
  4. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

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