Credit and Habit

PenFed Credit UnionPersonal card

PenFed Platinum Rewards Visa Signature® Card

PenFed Platinum Rewards Visa Signature® Card from PenFed Credit Union.

AT A GLANCE

Credit card overview

Welcome offer

15,000 bonus pointsafter spending $1,500 in qualified purchases within the first 90 days of account opening.

Card categories

  • No-Annual-Fee

What you get

Rewards and benefits

How it earns

5X on fuel and EV charging; 3X at supermarkets and restaurants. Always earn at least 1X points and even more on gas, grocery, dining, and streaming. 5X points on gas and EV charging 3X points on groceries and restaurants

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$0
Foreign transaction feeNo Foreign Transaction Fees
Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. PenFed Credit Union makes every lending decision.

Annual fee and first-year pricing
Earning bonus points on everyday purchases, with low APRs and no annual fee.
Redemption options and restrictions
Redeem points for gift cards, merchandise or travel You can redeem points for travel, merchandise, and gift cards. Points expire 5 years from the date earned. To check when your points are set to expire, click on the account icon in the main menu bar and select 'Redemption Summary.' You will see the points that you have earned, your points balance, and the next 3 months of points set to expire. Redeem rewards — your way
Membership, location and eligibility
PenFed membership and credit approval required.

Recorded from PenFed Credit Union’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the PenFed Platinum Rewards Visa Signature® Card

  1. Treat an eligible welcome offer as first-year value only, separately from ongoing rewards. Review spend requirements and account eligibility.
  2. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

Read the full application checklist →See how it fits your spending in Find My Card →

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