Credit and Habit

PenFed Credit UnionPersonal card

PenFed Gold Visa® Card

PenFed Gold Visa® Card from PenFed Credit Union.

AT A GLANCE

Credit card overview

Card categories

  • No-Annual-Fee

What you get

Rewards and benefits

How it earns

Reward terms not yet captured.

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$0
Foreign transaction feeNo Foreign Transaction Fees
Advertised credit profileIssuer determines eligibility; no minimum score published in the reviewed source.

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. PenFed Credit Union makes every lending decision.

Annual fee and first-year pricing
No annual fee
Balance transfers and fees
Yes, you may qualify for an 0% introductory APR for on purchases and balance transfers. Review Interest, Fees, & Terms for more information. Balance Transfer Fee
Membership, location and eligibility
PenFed membership and credit approval required.

Recorded from PenFed Credit Union’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the PenFed Gold Visa® Card

  1. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

Read the full application checklist →See how it fits your spending in Find My Card →

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