Credit and Habit

Capital OnePersonal card

Capital One T-Mobile Visa®

$0 annual fee 2% in rewards on every purchase, every day 5% in rewards on any phone, device, or accessory at T-Mobile Redeem Rewards towards a new phone, device, or your T-Mobile bill

AT A GLANCE

Credit card overview

Card categories

  • No-Annual-Fee

What you get

Rewards and benefits

How it earns

Earn 5% in rewards on any phone, device, or accessory at T-Mobile. 1 T-Mobile Visa Signature® cardholders earn 2% back in T-Mobile Rewards on all other net purchases (purchases minus any credits or returns) using their T-Mobile Visa anywhere else Visa is accepted. 2 T-Mobile Visa Signature® cardholders earn 5% back in T-Mobile Rewards on net Qualifying Purchases (purchases minus any credits or returns) made online at T-Mobile.com and in the T-Life app, and at T-Mobile stores and Authorized Retailers (https://www.t-mobile.com/stores/locator). Qualifying Purchases include phones, devices, and accessories. Cash advances and balance transfers are not considered purchases and will not earn T-Mobile Rewards. Qualifying Purchases exclude payments for device equipment installment plan (EIP), wireless service, fees, and prepaid wireless service, T-Mobile for Business, and other services. You may not accrue enhanced earning on purchases made using 3rd party digital wallets. Earn 2% in rewards on every purchase, every day.

  • 2% in rewards on every purchase, every day 5% in rewards on any phone, device, or accessory at T-Mobile Redeem Rewards towards a new phone, device, or your T-Mobile bill

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$0
Advertised credit profileGood-Excellent Credit

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Capital One makes every lending decision.

Annual fee and first-year pricing
No annual fee, just rewards.
Redemption options and restrictions
How do I redeem my T-Mobile Visa Credit Card Rewards? 4 Rewards do not expire for the life of the T-Mobile Visa account. Redeem rewards toward a new phone, device, accessory, or your T-Mobile bill. Your rewards do not expire for the life of your T-Mobile Visa account, and you can use them anytime at T-Mobile. If your T-Mobile Visa credit card account is closed, you may lose any rewards you have not redeemed.
Other conditions
$0 annual fee 2% in rewards on every purchase, every day 5% in rewards on any phone, device, or accessory at T-Mobile Redeem Rewards towards a new phone, device, or your T-Mobile bill

Recorded from Capital One’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Capital One T-Mobile Visa®

  1. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

Read the full application checklist →See how it fits your spending in Find My Card →

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