Credit and Habit

Capital OnePersonal card

Capital One Kohl's Rewards® Visa

$0 annual fee 7.5% back in Kohl's rewards Take 40% off your first purchase in store or at Kohls.com within 30 days of account opening. Exclusive cardholder discounts

AT A GLANCE

Credit card overview

Card categories

  • No-Annual-Fee

What you get

Rewards and benefits

How it earns

Save 40% today, plus earn 7.5% in rewards at Kohl's every day when you open a Kohl's Card. No annual fee. If you qualify for the Kohl's Credit Card instead of the Kohl's Rewards Visa, you can shop at Kohl's to earn 7.5% in rewards on purchases, plus you'll still enjoy the benefits below. Earn 7.5% in rewards on Kohl’s purchases every day. If you are approved for the Kohl’s Rewards Visa, you’ll also earn 3% in rewards on gas, 2% in rewards at grocery stores and 1% in rewards everywhere else Visa is accepted. You earn 7.5% in rewards on Kohl’s purchases every day. With the Kohl’s Rewards Visa, you also earn rewards on purchases you make outside of Kohl’s. You’ll earn 3% in rewards on gas, 2% in rewards at grocery stores and 1% in rewards everywhere else Visa is accepted. Your Kohl’s Rewards balance is converted and issued in $5 Kohl’s Cash increments on the first day of the following month, valid for 30 days.

  • 7.5% back in Kohl's rewards Take 40% off your first purchase in store or at Kohls.com within 30 days of account opening. Exclusive cardholder discounts

Shown as the issuer describes it. Caps, exclusions and enrollment rules can apply.

What it costs

Fees, rates and terms

Annual fee$0
Advertised credit profileGood-Excellent Credit

The advertised credit profile is general guidance, not a score cutoff or an approval prediction. Capital One makes every lending decision.

Annual fee and first-year pricing
Save 40% today, plus earn 7.5% in rewards at Kohl's every day when you open a Kohl's Card. No annual fee.
Card network
The Kohl’s Rewards®️ Visa and services are offered by Capital One, N.A., pursuant to a license from Visa Inc. Visa is a registered trademark of Visa International Service Association.
Other conditions
If you are approved for the Kohl’s Rewards Visa, you’ll also earn 3% in rewards on gas, 2% in rewards at grocery stores and 1% in rewards everywhere else Visa is accepted. Monthly exclusive savings opportunities. Special anniversary offer every year. When Kohl’s Card customers spend $600 per year at Kohl’s (January 1 – December 31), they become Most Valued Customers (MVCs). MVCs receive monthly free shipping opportunities.

Recorded from Capital One’s public information. Rates and fees change, so the issuer’s current disclosures are authoritative.

Your call

Before you apply for the Capital One Kohl's Rewards® Visa

  1. Compare the current purchase APR and consider how reliably you can pay the statement balance in full. Interest can outweigh rewards.

Read the full application checklist →See how it fits your spending in Find My Card →

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